# Sec. 10502. Area-based crop insurance coverage and affordability

**URL:** <https://forum.repealobbba.org/t/sec-10502-area-based-crop-insurance-coverage-and-affordability/63>\
**Category:** One Big Beautiful Bill Act | OBBBA\
**Tags:** Subtitle-E—Crop-insurance, Enrolled-Bill-Text, TITLE-I\
**Created:** [July 15, 2025, 12:24am UTC](https://forum.repealobbba.org/t/sec-10502-area-based-crop-insurance-coverage-and-affordability/63 "2025-07-15T00:24:59Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![editor](https://forum.repealobbba.org/user_avatar/forum.repealobbba.org/editor/32/47_2.png) [@editor](https://forum.repealobbba.org/u/editor)\
**Post date:** [July 15, 2025, 12:24am UTC](https://forum.repealobbba.org/t/sec-10502-area-based-crop-insurance-coverage-and-affordability/63/1 "2025-07-15T00:24:59Z")

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(a) Coverage level.—Section 508(c)(4) of the Federal Crop Insurance Act ([7 U.S.C. 1508(c)(4)](http://uscode.house.gov/quicksearch/get.plx?title=7&section=1508)) is amended—

(1) in subparagraph (A), by striking clause (ii) and inserting the following:

“(ii) may be purchased at any level not to exceed—

“(I) in the case of the individual yield or revenue coverage, 85 percent;

“(II) in the case of individual yield or revenue coverage aggregated across multiple commodities, 90 percent; and

“(III) in the case of area yield or revenue coverage (as determined by the Corporation), 95 percent.”; and

(2) in subparagraph (C)—

(A) in clause (ii), by striking “14” and inserting “10”; and

(B) in clause (iii)(I), by striking “86” and inserting “90”.

(b) Premium subsidy.—Section 508(e)(2)(H)(i) of the Federal Crop Insurance Act ([7 U.S.C. 1508(e)(2)(H)(i)](http://uscode.house.gov/quicksearch/get.plx?title=7&section=1508)) is amended by striking “65” and inserting “80”.